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MURDER MOTIVE OFTEN INSURANCE

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Augusta Chronicle, The (GA)

Author: Carmela Thomas

Staff Writer

Last week wasn't the first time an alleged murder-for-insurance-money plot involved a Fort Gordon soldier.

Twenty-five years ago, Fort Gordon Pvt. Kenneth Barnes, 19, from Ohio, was shot to death, and it was made to look like an accident involving someone else.

For years people believed the buried body was that of Augusta Quarry worker John Owens. Nellie Owens collected on her husband's life insurance, and the couple enjoyed spending it for years before getting caught, officials said.

In the past week, 31-year-old Gina Lynn Spann was accused of luring four teen-agers into killing her husband for insurance money.

Mrs. Spann, her 18-year-old, live-in boyfriend Larry Wayne Kelley, his friend Christopher Bargeron, 16, Matthew Clark Piazzi, 16, and Gerald Horne, 18, are all in jail charged in connection with the shooting death of Mrs. Spann's husband, Fort Gordon Staff Sgt. Kevin Leroy Spann, 35.

Mrs. Spann was the beneficiary of a military life insurance policy worth $200,000 and a civilian policy worth $100,000. She allegedly had promised Mr. Piazzi and Mr. Horne $5,000 each when the policy was paid. All were arrested the day after the death.

But the Barnes scam lay dormant for years.

For years, the missing Pvt. Barnes was listed as a deserter. But in 1982, police exhumed a body from Hillcrest Cemetery after getting a tip about an insurance fraud scam. The body was sent back to Pvt. Barnes' family.

Martinez couple John and Nellie Owens and a former Fort Gordon police officer were charged in connection with Pvt. Barnes' death, given prison sentences and fined thousands of dollars.

For about nine years the Owenses got away with making people think Pvt. Barnes' body was Mr. Owens' while they lived under new identities in Florida, enjoying the $104,000 that Mrs. Owens collected on his life insurance policy.

``An informant called me one day and told me the body we had in the ground wasn't Mr. Owens like we thought it was,'' said Quentin Conway, the district attorney's investigator who was a lead detective in the case.

Police say it would be harder to get away with the Owenses' scam today because of new technology, procedures and cooperation among insurance companies, victims' families and police.

Pvt. Barnes' death was ruled accidental. The two gunshot wounds were not noticed, and the body was buried one day after it was found. That wouldn't be likely today, police said.

``We have a crime lab here in Augusta now that wasn't here then, and if we need people from the lab to go to a crime scene they will,'' said Chief Deputy Sidney Hatfield of Richmond County's Sheriff Department.

``Before, the evidence had to be sent to the crime lab in Atlanta and would take awhile to get results back,'' the chief deputy said.

``We also can videotape crime scenes. . . . We're much more thorough now,'' he said.

It was an Owens family members who told police about the scam.

That's what happened to Pamela Hartley, 29, who was arrested March 1, 1996, in Augusta while living with her mother in her Richmond Hill Road home across the street from Mayor Larry Sconyers' house, said Brian Stamper, special agent in charge of the Naval Criminal Investigative Service at Mayport Naval Station in Jacksonville, Fla.

Ms. Hartley, who grew up in Augusta, was convicted in 1996 of killing her husband, Navy Lt. Verle Lee Hartley, by poisoning him with arsenic 14 years ago while they were living in Florida. Ms. Hartley received at least $35,000 in insurance money, at least $10,000 a year in veteran's benefits and free military medical benefits.

``When she was questioned by investigators in 1982, she denied giving arsenic to her husband and there wasn't enough evidence against her,'' Agent Stamper said.

But new technology and time helped the case.

The investigators used databases and the Internet to find people who knew the Hartleys in the 1980s and to locate her. Several witnesses said Mrs. Hartley had asked them about hiring an assassin.

``Some family members, friends and neighbors have known for years she did this. Relationships change over the years, so people who didn't say anything back then were willing to talk now,'' the agent said.

There are no numbers kept on how many murders involve insurance as a motive, and there's no way of telling how many murders have been committed for money, police said .

Many officers, insurance company representatives, lawyers and officials say they were not surprised by Mrs. Spann's alleged murder-for-money plot.


``I have worked on a good number of cases of families coming to me wanting me to look into situations where families questioned payment of life insurance benefits to a possible suspect in a death. Those situations happen more frequently than you would imagine,'' said Augusta lawyer Steve Curry, who worked for Linda Williams' family when her husband, Luke Williams III, who was convicted in 1991 of killing his wife and their adopted son in 1989, tried to get insurance money.

He is in South Carolina on death row and has not gotten a penny because of efforts by her family, the insurance company and police.

State Farm insurance agent Frank Spears said insurance companies go to great lengths to make sure they don't pay people who are suspected in deaths of policy holders.

``If there is anything suspicious about a person's death or if the beneficiary is facing any criminal charges related to the policy holder's death the insurance company will not pay the benefits until it's settled in court.''

For two years from the date of issue of the policy, insurance companies can contest a claim on a life insurance policy. After two years, it is harder to contest, but if someone is charged in the death of the policy holder it will be done and the insurance company will hire additional investigators, file civil suits and work with the police and families if that's what it takes, Mr. Spears said.

``Insurance companies made anything we needed available to us for Mr. Williams' criminal trial. Mr. Williams had forged Mrs. Williams' name on the life insurance policy. The company made the original document available to us,'' said Edgefield County (S.C.) Sheriff's Department Investigator Don Bullock, a lead investigator in the homicide.

``We were subpoenaed to the civil trial. We didn't go because they didn't need us because we got a criminal conviction,'' Investigator Bullock said. ``But we would have went and did everything we could to help the insurance company see that he didn't get any money after killing his wife and child.

``We have a lot of insurance cases and arson cases but nothing involving this much money. This was about a million dollars he stood to get, But it feels great that he didn't get a penny because of all of our combined efforts.''
1997 May 18